Monday, October 27, 2008

How do you become a building wealth machine?

How did the wealthy people continue building wealth? Ever wonder what is so different about their way.
They basically find a better way and multiple it. They do it once and earn from it continuously. They don't stop, they keep creating new and better ways.
Writing a book is a simple example. You do it once, and you earn from it again and again. You write a second book, it gives you another source of income.
Did you see the trick here? You create multiple source of income (MSI) by doing this. At the same time you do it only once.
You don't rely on just one income. What if this income stops? I'm sure you've heard of putting all your eggs in one basket. This is dumb and lack security. Some people has only one income through out their life. That is their job. They think having a job is security.
In this volatile market, you may have your job today, and lose it tomorrow. Are there security here?
Create your own security
Having MSI gives you the security. Even if one income stops, you have other incomes working for you. You can still live off well
Take for example an insurance agent. His primary source of income is to sell insurance policy. Building wealth with MSI, he can gives talks or trainings. He can write a book on retirement planning. He can create a website teaching people on different types of policy.
There are many ways in building wealth. The list for your MSI can goes on and on.
My business is about inspiring youth to excel. We conduct training workshops for youth in area like entrepreneurship, financial intelligence character building and leadership.
Focus on your Primary Source of Income (PSI) before you start on your MSI. Building your MSI may take time. You do not want to face the financial challenge while you are building your MSI.
Get your PSI up and running before you move on to your MSI. Your PSI can be your job. If you already have a stable job, with your spare time, I would highly recommend you to start building your MSI. Start building wealth today, enjoy the fruits tomorrow.

Wednesday, October 8, 2008

Leverage Yourself And Build Wealth Easily


“How to get rich”: there are few more written upon topics in the history of history than how to get rich. Is Real Estate Investing the Number One Way to leverage yourself and build wealth easily? If you’re an entrepreneur who is constantly striving to get to that next level in your life, your business, and your finances, you’ll likely agree with me when I say that we entrepreneurial personality types have an insatiable appetite for consuming material on how to get rich, and how to leverage yourself to build wealth easily. As a real estate entrepreneur who writes often on investing, I’m not going to focus on how to get rich in real estate investing with this article. In fact, I’m exploring if there could be something even better for building wealth easily. An even more powerful way to leverage yourself!? Let’s see!
Build Wealth Easily?
But despite our best efforts and intentions and goals, that doesn’t mean each of us is able to figure out the why, where, who, when, and most frequently the what of how to get rich. Not all of us can drive every vehicle capable of shuttling them to success equally or as quickly as they might another vehicle. That’s why I wrote this article. Real estate investing is my passion. Real estate investing can build and keep wealth like nothing else. But I won’t claim it’s the best vehicle to build wealth easily. In fact, I’m not sure it is!

This article will help some of you see the types of actions and scenarios likely to take someone reading about how to get rich and propel them into a future full of success and sharing with others how to get rich— just by taking each of these vehicles for a mental test drive.

I believe one of the fundamentals of how to get rich is becoming a master of leverage, learning to leverage yourself by learning and applying systems of duplication and delegation and automation. By using creativity and the creation of value to multiply your results with the systems, efforts and resources of other people and organizations, you can be sure that every minute and every dollar you spend in pursuit of your goals learning how to get rich will come back at you in droves.

In real estate investing, I’m familiar with a lot of these methods to leverage yourself, as you can see from visiting the website -- but what about these other plans for how to get rich?

That brings me to the top 13 ways in my opinion to get rich in today’s world— without having to be someone special, have special knowledge or look like a million bucks— as I see them, with an emphasis on how much LEVERAGE you have.

How to Get Rich Top 13 Answers

13. Steal the money
Whatever your religious beliefs, or whether you are consciously aware that there is a God or not, stealing money from others is not a great strategy on how to get rich. Humans are hard-wired with a conscience that in most cases knows right from wrong. Few people can live a full and happy life knowing that their fortune was built on robbery, theft, deception, trickery, or lying. It may appear the “easy route” but in the end karma always wins.

12. Winning the lottery
We do not value that which we did not work to earn. Sure it’s nice to fantasize about what we would do with a hundred million dollars, or fifty, or twenty, or ten. Some people say they play the lottery as an “investment vehicle”. The only more ridiculous statistics than the odds stacked against you winning are the statistics of what happens in the financial futures of the average lottery winner: 4 in 5 are BROKE or in debt within 10 years. How? When you have a paycheck to paycheck mentality (as much of the world does) lottery winnings are just a much bigger paycheck. For most people, as one’s income increases so too do the expenses—but faster. Lottery winners who did not have some financial success already are doomed to lose it all.

11. Being born rich
Napoleon Hill once said, in paraphrase, “there is nothing more dangerous than unearned riches”. What did he mean by that? It’s a simple factor of human nature that the more we are given the less we appreciate. Or know the value of. Or how to get it on our own. There’s a reason predators bring meat to their young early on but later set them loose to learn how to feed themselves. The worst possible position to be in, should you lose all your wealth, is that of never having had to learn how to get rich in the first place. The only reason this is better than winning the lottery is because if you are determined to make it happen, you’ve already been exposed to wealth— so you’re not mentally limited as to how much you think you can earn. That’s a huge limitation for many people looking to build wealth easily, not having “seen” wealth.

10. The professional/corporate grind
Being a regular 9 to 5 employee with a guaranteed salary, benefits, 401k and stock options, and job security is not a negative— unless you want more than trading your time for dollars, that is! Admittedly, for some people, there’s something to be said for the safety of a secure, well-paying job that makes us feel normal. You can get rich just by living below your means and investing the difference— even teachers who made no more than $30,000 a year have died leaving multi-million dollar estates. This is great if you are patient, disciplined and can wait 30 years— but it’s not MY idea of how to get rich. Nor is ANY job or career exactly so “safe” anymore in today’s world of downsizing, layoffs, outsourcing, off-shoring, corporate mismanagement, and eroding benefits. Worse, you’re not using leverage here— no matter how hard you work, you can leverage yourself to a great degree as an employee! You’re a cog in someone else’s machine as an employee.

9. Unlimited income direct sales
Sales is one of the highest-paying professions in the world. It can also be the lowest-paying profession in the world. Being a commissioned salesperson with no earnings cap on commissions can bring in a lot of money if you’re good. IF you’re good and you bust your hump. And if your product is solid. And if the economy is strong. And if your company stays in business. And on and on. Too much is not in your hands! The main issue though is that the skills that will avail you of a successful career in professional sales can be used much more efficiently when you leverage yourself by using other vehicles to channel your talents.

8. Franchise Owner
2 + 2 = 4 no matter whether you can do math or not. Franchises are set up to be businesses run based on a system already proven profitable. Whether they are as “turnkey” as their promoters claim is debatable, but there is certainly money in the franchise game to be made. It’s no wonder economists have labeled the franchise boom of the 20th century as the McDonaldization of business when the average McDonald’s restaurant franchise grosses $1.9 Million per year for its franchisee owner. Still, the financial barrier to entry can be as high as a normal business and in many cases even higher.

Leverage Yourself

7. Network Marketing
This one could closer to the top of the list if the opportunities available were worthy to be at the top—most aren’t. If you find the right opportunity, however, and work it with a vengeance on a consistent basis you can gain leverage yourself substantially by using other people’s time. Unfortunately, most people never find the right company at the right time and make the right choice to take action. Then, when they fail, as 9 in 10 do within a year, they give up never having gotten past the dream of buying into someone’s plan to teach them how to get rich—and into the reality. However, for the person in sales who can sell and recruit, network marketing is a better answer in many cases than just conventional selling— for the simple fact that you’re building your own business and residual income streams that will continue whether you continue to work or not.

6. Information Product Sales
Internet marketers of today are capitalizing in ever-increasing numbers on human nature tendencies direct marketers have known for many, many long years. There are some “problems” we have as people that there is NO LIMIT to the amount of money we will throw at the problem trying to find the perfect “solution”. The best markets to sell information products to are: (1) Business Owners Seeking Solutions (2) Better Appearance Seekers (3) Business Opportunity Seekers (3) Diet & Fitness Seekers (4) Dating Advice Seekers and 5) Avid Leisure Hobbyists. The best part about information product sales is the low overhead cost to produce the products you deliver, and the high profit margins you can earn.

5. Business Owner
Business ownership has many more benefits than can be touched on in a short paragraph but suffice it to say that if you’re not in business for yourself you should be. There is little more fulfilling than being your own boss, and working to build something that might outlast you. The cash flow, the tax benefits, the respect in the community, the outlet for creativity— all of these things make owning a small business (or growing a large one) a large part of the average human dream. As a business owner, you can incorporate many of these other vehicles in your plan for building wealth easily.

4. Celebrity
Clearly, celebrity sells. There are many mega-millionaires on this planet with no other talent than somehow managing to capture the interest of an audience worldwide (or even regionally) longer than their allotted “15 minutes of fame”. Publicity equals better than advertising and advertising done skillfully equals revenue. Celebrities are money machines who can make money in most of the rest of these categories but there are three reasons this is not nearer the top of the list. Despite the number of “what did they do’s?” out there , there are many more celebrities who are famous for a reason— they worked very hard to become the best (or best promoted) at what they do— be it sports, entertainment, speaking, etc. Secondly, there is a very high barrier to entry to this kind of life, one most people just do not have the look, skills, contacts, nerve, or charisma to break into. Lastly, there’s a huge cost to celebrity that would take it out of the top choices of a “best ways on how to get rich” list: your privacy is nonexistent in today’s world of celebrity.

3. Intellectual Property
With income streams from licensing to franchising to royalties to patents, copyrights, and trademarks— creating intellectual property is a serious method of building wealth easily. Musicians, authors, inventors, creative artists, franchisors, entrepreneurs, and high-level marketers are all making tons of money, residually, for many years from work they completed just once. This is a very high leverage activity! Books, music, ebooks, graphic and multimedia designs, software, copywriting, inventions, franchisable sales systems, the list goes on and on. Is this a vehicle you can put into action tomorrow? Not usually! But as you make your way in the world of wealth do not forget to use intellectual property to leverage yourself!

How to Get Rich: Real Estate Investing the Best?

2. The Real Estate Business
It’s widely accepted that 90% of all the world’s millionaires either made or keep their wealth in real estate. Water is wet. The sky is blue. Over time, real estate goes up. These are simple facts. Contrary to the “get rich quick” infomercials you’ve seen, though, figuring out how to get rich in real estate investing isn’t easy. But it is simple, once you understand the processes involved and actively and consistently pursue the business. Real estate investing is one of the highest forms of leverage we have as entrepreneurs, with savvy investors utilizing not only other people’s money, but also other people’s time and even other people’s credit. The real estate business is full of wealth-building opportunities: foreclosures, rentals, lease options, commercial properties, short sales, tax liens, being an agent or loan officer, investing in notes and mortgages…the list goes on and on! Of these, investing in notes and mortgages is pretty high on the easy scale, getting the benefits of real estate without some of the management headaches.

I obviously believe in real estate investing, but I’m not so sure there isn’t an even better, easier, higher leverage vehicle out there for creative entrepreneurs like you and me!

1. Joint Ventures (A.K.A. Strategic Alliances)
Joint Ventures is the best way to build wealth easily. Scratching your head? Well, soon you’ll see that doing successful joint ventures to make massive cash with minimum efforts and minimum risk is just common sense. Too bad common sense ain’t common! If you can master putting together joint ventures, you can be assured that if you build wealth and lose it all— you can quickly earn it back. When you master joint ventures, everything you need to get started again building wealth easily is now in your thought processes. It’s become as simple as common sense. This is because with successful joint ventures you don’t need products or services or inventory. You don’t need an office, factory, employees, customers, or anything else traditional businesses need. You just need ideas. Of course, if you have any of these things, it only makes it easier because you bring something even more to the table than your brilliant ideas. The basic formula of how to get rich with joint ventures is answering these questions: “Who do I know?”, “What do they have?”, and “What do they need?” Then you play deal maker. That’s it! Zero risk, high profit potential. The ultimate in way to leverage yourself to build wealth easily.

Danny Welsh invites you to Joint Venture with America’s #1 Real Estate Network -- no cost, $2,000 commissions. HIS Real Estate Network is seeking INFLUENTIAL professionals/entrepreneurs with EXISTING client base for joint venture marketing of high-caliber real estate investment product with $2000 commissions and turnkey marketing support. You do not need a license of any kind but realtors, mortgage officers, CPAs, CFAs, REIA organizers and real estate attorneys will profit well. Your clients will love you! Not a Job. Not an MLM. No cost for you. To find out more and schedule a quick no-obligation talk you can call/write now at phone (813) 425-3349 x. 710, email JV@homeinvestingsolution.com or visit http://www.hisjointventures.com today!

Tuesday, September 30, 2008

Your Formula For Success

The biggest myth that has been around since ages is that it takes money to make money. The fact of the matter is that it requires no money to make money. People are not born with money to start with. They always acquire it from somewhere or the other. Every successful person would always tell you that you do not need money to make money. The biggest asset which you do possess is the ideas and knowledge which convert into money if you know how to implement it properly. Now you might ask what are some ways by which money can be made with no investment. Read on to discover how.
There are several ways to make money without any money. You can sell your ideas to companies which are always in search for fresh ideas and are willing to pay for it, You can provide do it yourself tutorials and sell it to people if you are expert in a certain stream. Now these all methods might not require any investment but might not be easy for all.

Than comes the part where you can give people advice and make money out of it. This is the best and the most lucrative way of earning money. If you feel you have expertise in some field you can easily provide counseling courses or classes to people in need who are willing to pay for it.

Another overlooked way of making money is selling information. You can collect important information on several subjects and compile it into a book and sell it online. This is the best and the fastest way to make your product online. There are several places you can find online which would sell your book for you.

Not only this there are several other popular ways of making money online. Take the survey companies for example. You need to answer some simple questions and provide some information pretty much like any offline survey and earn big bucks doing it. Some people are making a total living out of it. You can learn how to do the same too- http://surveys.exploreoffers.com
Article Source: http://EzineArticles.com/?expert=Pushpa_Pal_Singh

Thursday, August 21, 2008

How To Manifest Wealth

Mark Victor Hansen, co-author of the Chicken Soup for the Soul series, is quoted as saying “money never starts an idea; it's the idea that starts the money”.

I have found time and time again that this holds true for every successful person I meet. People that make a lot of money seem to start out with an idea first. So you need to be honest with yourself and assess your current situation.

If you barely get by then be honest and admit this to yourself. By owning up to your current situation, it will help place you on the right track. If one does not know his or her starting point, then how could he or she possibly arrive at the appointed destination?

Next, you should spend some time thinking about your future and ways to obtain or manifest it. For a long time, I did not realize how much thought must be placed on obtaining wealth and, of course, keeping that wealth. I was doing the exact opposite. I did not want to get involved in the details of sorting it all out. I just wanted to make money and make money fast.

That is the difference between the “haves” and the “have nots”. The “haves” will spend the same amount of time preparing their minds for wealth as they do generating that wealth. The “have nots” do just the opposite. They want fast answers and fast results. And that’s exactly what they get, a fast “no”.

No dedication and no preparation means no money!

Think of preparing your mind as the greatest responsibility you have. What I mean by this is see your mind as your most important tool. And with this tool you can achieve anything you can imagine and more. You would go to great lengths protecting your most important tool, right? Of course you would. You would nurture and protect it and invest in it to make it worth even more.

Another way to say this is you should only spend time on the things that will develop your mind to get the most return humanly possible. Your mind is your money machine. I will help you to take cash out any time you are ready. The only catch is you must make the deposits now. And of course, the difference is, the deposits consist of positive belief, positive attitude, and positive action consistently.

Make no mistake about it... ALL of these will help improve your results for positive cash flow.

Have you ever had an occurrence where you thought about someone you had not seen in years and then suddenly you see them out somewhere? This is a true test of just how powerful your mind really is. Just imagine… we barely skim the surface of the magnificent power of our mind in a lifetime.

I realize all of this may sound good but you still have to deal with the fact that negativity may show its face more often than not. Hopefully you believe that there was a reason that this article found you when it did. It is my strong belief that this article found you because you have been chosen to take yourself, your family and friends to a new level of wealth accumulation.

This wealth accumulation will not come without a fight. You are going to have to fight the thoughts of negativity. It is only those who win this fight that go on to obtain fantastic financial wealth. I challenge you to knockout negativity with positive words, phrases and actions.

If you are like me you will have to settle it in your mind that you can not fail. You may get off course but you can not fail if you believe this for yourself. Develop a mindset that you are a success. The moment you decide to become a success then you are a success. Now you must show everyone that you are a success and how they can become a success too.

Finally, remember it is the idea that starts wealth accumulation. Decide right now that you will do whatever it takes to prepare your mind to funnel tens and even hundreds of thousands of dollars to you.

To learn how more and more people are taking advantage of breaking the wealth code click here: Wealth Code or visit www.wealthcodebreaker.com.

© Copyright David D. Wells. All rights reserved. You are welcome to forward the entire Article to anyone interested as long as it is not edited in anyway and includes the Resource Box.
David D. Wells is a superstar trader and bestselling author. Let him show you how fortunes are made in the 21st century. Subscribe to his free newsletter at http://www.themoneymotivator.com

Article Source: http://EzineArticles.com/?expert=David_D._Wells

Monday, August 18, 2008

Optimising your limited Time




To everything there is a season, and a time for every purpose under the heaven " (Ecclesiastes 3 Vs. 1).

Are you always busy, yet never seems to get anything tangible or worthwhile accomplished? Are you caught up with rushing to work in the morning and hurrying back home in the evening without making any head way in your career?
If so, you need to start making effective plans and stick to it. I discovered that many people have great ideas, that , if well carried out, will impact the would positively and above all, benefit them financially. But somehow, because of lack of courage and concentration couple with inadequate planning, they never get anything tangible accomplished throughout their active lifetime. A lot of people are filled with potential for greatness, but how many maximize their potentials?

You can maximize your time worth with effective utilization of your time to impact your world. Life is all about adding value to other people’s lives. The person that wants to be great must create time to demonstrate his love to humanity by doing what he loves to do to improve the lot of others.

Time is life, it is irreversible. To waste your time therefore is to waste your life, but to master your time is to master your life and make the must out of it. People need to put more thinking into what they do, so that they can work less hard but more effectively and efficiently at the same time having fun. To optimally utilize your time you must be a good planer. You also need to put time and effort into refining your plans.

There is no such thing as lack of time. Our problem is lack of direction. Everybody have a maximum of twenty fours everyday. All you need to do is to create time for your self on most important thinks you need to accomplish. Anything that is not of priority can be done after accomplishing the most important ones or they can be delegated. To effectively control your time and avoid procrastination you need to avoid drifts and distractions. Make a firm decision and stay on it. However, if you are (suddenly) inspired on a better method of achieving your aim, don’t heisted to adopt it, be flexible.

The challenge however with humanity is, our time seems to be limited but our imagination is unlimited. For "man" is thinking being and continually he thinks. Therefore, we need to spend more time on the most imaginative and realistic decisions we have made. Our thought must be guided in the direction of our greatest heart desires. And we must continue to work our thoughts. That is how to be successful.

Tuesday, August 12, 2008

The Wisdom Power of Innovation

There is no better sight than a young optimist"
------Anonymous

However successful your business is today, your success might become outdated unless you are continuously innovative. However unsuccessful, you might be today you can still become very successful, if you will be innovative. Mastering the art of innovation is the secret to remain perpetually at the top of the success ladder. Have you ever wondered why many big institutions that were front runners in their industries or fields thirty to forty years ago have lost their positions on most indices to the new ones that started the race within the last twenty years? The former reused to innovate but the later embraced the art and science of innovation.

What is innovation? It simply means to make necessary changes, to introduce new ideas, method, systems and techniques of increasing proficiency, effectiveness and efficiency. To become successful in business ( or in anything ), you only need to improve your systems, introduce a better ideas than your competitors and continuously surpass your clients expectations. All these are innovations.

You can only be innovative if you have aspiration to reach the summit of your career. Aspiration is a product of genuine thirst and desire to leave a lasting legacy behind. Anyone who doses not aspire to bequeath a "standing" legacy behind has not discovered his purpose in life or he does not have the required willpower to strive for greatness.
You need to aspire in that your line of business endeavour to be the best. Then pursue your aspirations. To sustain the tempo of your aspiration, you must keep bringing out innovative solutions to get more done at the shortest possible time. if you want to be ahead, you must use your head to think ahead.

Innovation is the greatest secret of all human advancement. Innovation is power. You cannot continue to do as you are doing and expect changes. That means you cannot continue to be at the top if you are not innovator. If you can out-think your competitor you will remain on top of them all.

Aspiration is the starting point of innovation. Aspiring individuals and not necessarily talented Individuals are always making impact. That is why people with great minds are respected all over the world. They bring out newer methods, cheaper and more efficient ways of getting thing done. Where you now might be good, but there is still a better place. Even if you are the number one in your organization or institution, you can still do something new, if you aspire enough. it is the atmosphere of aspiration that breeds innovation.
Despite what was perceived as obvious disadvantage even among African Americans, Barack Obama today is the top contender for the United State presidency because of his aspiration to bring about innovative changes to American life. The message of Obama is the message of change, and the introduction of positive changes is the art of innovation.

It is important to note that divine inspiration is the basis of every genuine aspiration. Whenever you are truly inspired, you will aspire. The aim of this write-up is to aspire you for greater advancement in your career or business endeavour. You can be inspired if you separate yourself to ponder on the facts you read in this piece.

What are your aspirations in life? What legacy do you want to bequeath to the next generation? As for me I want to motivate you that the sky is not even your limit, you are limitless! You can achieve all your aspirations. Jesus did. Apostle Paul did, Nelson Mandela Did, and Martin Luther did after his demise. Abraham Lincoln struggled in the midst of great challenges to become a president. Obama can. Great achievement is the product of successful aspiration.
There is no obstacle strong enough to stop you if you can be truly inspired to aspire for greatness. It is only you who can stop yourself. The force that is urging you to aspire is the God-factor. Therefore, can anyone stop the manifestation of God in your life?

To be gainfully employed is not all there is to life. Why not start that project and ultimately own your own company, whereby, your entire bills are borne by your corporation? There is an obvious and unique skills yearning for expression in you. You must impart that your gift to the world. You must grow beyond your present level.

The factor for innovation
The God-factor that is demonstrated in your attitude, summed up, as a product of inspiration and demonstrated in determination, focus, faith and persistence is the wisdom for innovation.

1 Determination means you have made up your mind you must succeed. Determination alone is omnipotent. It is stronger that ability or strength. Have you ever considered the high level of determination exhibited by the young ruddy David to have brought down Goliath? David was so determined despite his little physical stature compared to his foe, yet he ran towards the Giant and conquered him (1 Samuel 17 vs. 51).

2 Focus. If you know were you are going in this life, your problem is half solved. If your destination is clear enough, your focus will be strong enough to get you there. Focus is simply to concentrate your intellectual acumen to the achievement of your goal. The force of focus is the pathway to distinction. George S. Patton (1885-1945) demonstrated immense focus and determination from his youth to become a General of the United State army.

3. Faith. The demonstration of faith simply means your strong conviction that despite contrary situations and obvious challenges, you are still convinced beyond reasonable doubt that you will succeed in that project and get to the top where you belong. At a time when the world was skeptical about flying: the unwavering faith of the Wright Brothers enabled them invented the airplane in 1903.

4. Persistence means to keep on keeping on. It means to keep working it until it works. It means to tune your back to failure and criticism to face your calling squarely. I see you making it as you properly combine these factors.

Monday, August 11, 2008

Positive Change for Success

"Pray as if everything depend on God and
act as if everything depends on you"----Anonymous



According to Mark Twain; there is no sadder sight than a young pessimist; Pessimistic people are guaranteed a mediocre existence, because of their negative beliefs. Excellence performance stem from possessing the most updated set of positive beliefs. Your set of beliefs or your mindset is a pointer to the direction your life is headed. Whatever seems like a failure around you is most likely to be the result of an action or a set of actions that stem from your beliefs. If you try something and do not get the outcome you want, it’s simply feedback, and it doesn’t mean you have failed, because, every adversity in your life has a seed of an equivalent or greater benefit. So if you can change your beliefs and improve your actions steps you will get a better result. Actually, there is nothing like failure, you only have negative or unsatisfactory results, which is always subject to change, if you dare to persist. New results are products of new and insightful actions.

Success in any field of human endeavor is the ability to keep changing your set of actions in order to achieve a specific result that is consistent with your expectations. It can also be define as the art of insisting on a particular fundamental updated belief through your actions so that you can elicit a pre-determined outcome. Changing actions or improving actions before eliciting the pre-determined results is what scientists termed experimentations. Every scientific theory therefore, is the conclusion derived from experimentations of different alternatives.
Ask yourself what course of actions you have been taking recently without accomplishing your pre-determined objectives? Maybe you need to change that course of action. Chang brings progress. Change brings improvement. Change brings development. Every improvement in life is the result of positive changes, if you are afraid of failure; lean. If you are afraid of poverty; invest. If you are afraid of stagnation; improve your skills. Improvement or positive changes are inevitable, if we must grow.
Change itself is determined by your ability to accept new and larger possibilities. Having an open mind to accept change therefore, is the basis of success. Just as every scientific advancement originates from thoughtful inspiration, which is backed up with corresponding experimentation. So also, change begins from the mind after being inspired on a different course of action. According to Job 32 Vs. 8; "… there is a spirit in man and the inspiration of the Almighty giveth them understanding." I pray that your understanding will open up to the immense benefits of godly inspiration. This blog is also a product of inspiration.
Whenever you are inspired to change your course of action, do not delay. Delayed action is delayed accomplishment. That is why scientist are always experimenting after their thoughts are inspired because; whatever is worth doing, is not only worth doing well but also worth doing quickly. We are in the second half of the year 2008. Review your "new your resolutions" that that were set at the beginning of the year. How far have you accomplished? If your percentage of attainment is low, then you need to change or improve the sets of actions that have produced the low level accomplishments. You need to fine tune your strategies and modify your actions to get a better result before the end of the year.
For instance, if your goal at the beginning of the year is to diversify your investment and increase your portfolio income before the middle of the year and you have just discovered that you are far from achieving it, it could be an indication that you have been spending more than you have been investing. You need to reverse that order, quickly. Quick success demands strong focus. Focus your attention on your goals. The secret of financial success can be summed up as follows; "it is either you are making money or spending money". If you are in the process of outspending your income, then your are already distracted from making money. That is why the money makers (the rich) are getting richer and the money spenders (the poor and the middle class) are getting poorer, by accumulating debts.
You have every opportunity now to change your beliefs, your perspective and your action plan to achieve all your goals and resolutions before the end of this year. Act fast. Be positive minded and improve on your present course of actions, so that you can end the year a proud person. Success is yours for taking.

Saturday, August 9, 2008

Simple Ways to Wealth

“Wealth is simply cash flow from other sources”-Brian Tracy.

If you want be wealthy, you must understand what wealth is. Wealth is simply abundance. It is having more than enough to meet all your needs and at the same time helping others to fulfill their purpose in life. If you are rich and your riches have not been of blessing to anyone except you and your family, then you cannot be referred to as wealthy. Wealth is a more advanced form of riches. It comes to you mostly when you have income coming to you from various sources.

How to become wealthy
Diversify your income base.
Since, we define wealth as cash flow from other sources; there is wisdom to be a multi-product businessman. You need to have various income sources. The danger involved in selling a single product is challenging enough in this part of the world. In order to reduce your business risks diversify your product base.
Diversification in business is simply to vary the range of products and services in order to be more competitive, reduce risk, and to increase income. If you depend on one source of income alone in this economy, you are not prepared to be wealthy.

Make You Money Work for You
You are not wealthy just because you are earning a lot of money every month. You are only wealthy when your money is working for you through your investments. Have you ever wonder what will happen to you, if your employer asks you to resign your paid employment immediately? Will you be able to sustain your present lifestyle? To become wealthy therefore, your main duty is to convert your hard-earned income into investment channels. Never leave your money idle, invest it on something profitable. Fill your mind with genuine and honest money making thoughts. After all, the Bible said “money answereth all things” Ecclesiastes 10 vs. 19b.

Add Value Continually
The key to creating wealth is simply. It is “adding value”. Successful and wealthy people have a peculiar mindset. They are always looking for ways to add value in some way to a person, a company, a product or service. You need to be value driven continuously in whatever you are doing. It is the value that you add that will bring you profit. Some ways to add value is to provide your services faster then your competitors.

Excellent service delivery in whatever business you are in is one key to increase you turnover and consequently your profitability. If you can touch your customer’s heart, you will have a fair share of their pockets. You can also develop your product to the highest standard obtainable in your industry; after all, improvement is a continuous exercise in the business world.

Buy low and sell at a premium
The secret to making money through speculation is to buy low and sell high. This strategy can also be adopted for business gains. Look for the place where the products you are selling are cheapest, without compromising quality. Buy and take them to places where they are scarce and you will be able to sell at a premium.

Improve the life or work of others.
All manufacturing and marketing is based on this principle of added –value.
Performing a service that enhances the life or work of another person add value. A marketer or sales person who introduces a new product or service to a customer in some way is adding value. All financial success, especially business is saying, “Find a need and fill it”.
Moreover, all successful business is based on someone or some people bringing together the factors of production, such as labour, capital, raw materials and management, and creating a product or service that customers will pay price which is excess of the cost of production.
Look for ways to add value to what you are doing everyday in every way. Never be satisfied with the starting point of a great fortune. You will succeed.

Simply ways to wealth ( 2)
Wealth is a product of inspirations and efficient actions.
It is also a product of time and chance.-Anonymous"

According to the late Wallace Wattles, “if you want to be rich; you must not make a study of poverty,” rather, study wealth and how to become wealthy in an honest way. If you want to stay healthy don’t embark on the study of sicknesses and diseases, you only need to concentrate your mind on the things to do, that will make you healthy. The message he passed across before his demise, is that, we only need to concentrate the thoughts of our quest for knowledge on what we intend to accomplish in life, and not what we don’t want.
The problem with must economically challenged people is that they find it hard to think of the kind of life they want to lead and the actions they need to take, because of their financial limitations. However, it is only when you expand your horizon that you can live a fuller and more complete life. When you dwell too much on what you don’t want, because of the unpleasant happenings around you, there is tendency that the status qeo will persist longer than necessary. But, if you strategies with determination to come out of your challenges, you will eventually brake-free. If you can increase your knowledge about wealth and health; the tendency is you will become wealthy and able to stay healthy.

Be thoughtful
You are basically what you think about. The dominating thoughts inside of you are what will manifest outside. You cannot be thinking poverty and expect to be wealthy. Neither can you be thinking wealth and prosperity that is backed up with corresponding efficient actions and remain poor. Thoughts are magnetic. You attract what you think about most of the time, and your actions are results of your imaginations. If you understand this sequence, you will begin to guard your thoughts and watch your imaginations. Remember, it is the positive imaginations of your heart that determine the answer from the Lord. Use your mind to form a clear mental image of the kind of wealth that you what, and hold to the vision with persistent purpose. You need to device a genuine way or ways of how you intend to achieve your financial vision or goal so that it will not remain a day dream. Never allow contrary situations dissuade you from holding on to your financial goals. When you expand your horizon, your situation will eventually change, to conform to your new thinking. That is how development evolves on the earth. Growth and development are products of expanded thinking. Work towards attaining your desire with the believe that you already attaining it and you will be surprise how “infinite intelligence” will help you move further and faster.
The very best think you can do for yourself is to make the most of yourself and be very successful, because your success can inspire others who started the race with you on the same level.

Seek Counsel
The best people to advice you on how to become wealthy are the really wealthy people who made their money in honest ways. If you cannot meet them one on one, study their biographies and look at what they did to break out of poverty and what they are still doing to stay wealthy. Wealth is a product of doing what wealthy people did, and experience is the best teacher in life. According to Richard Templar, wealthy people read the more serious newspapers and the more serious sections. They read the money/business and investments sections first in any newspaper they pick. They are eager to know the latest developments in the money and the capital markets. You need to develop such consciences if you are serious about making money.
The other set of people who can help you plan your finances in your quest to get wealthy are professionals. Some people are trained and knowledgeable about money matters; seek their counsel, but cross check their facts and advice. It is better to seek the opinion of three financial advisers before taking a major decision. By so doing, you are building your financial acumen and soon you will be better informed on how to take the best decision on your investments. The earlier you start doing something serious and positive about your finances, the better for your future. You are not a poor person until you stop trying to become wealthy in an honest way.

Pay-of your debts
Make plans to offset your debts starting with the ones with the highest interest. Then stay out of debt, except if you are borrowing to finance a business or an investment that is most likely to generate income that will cover interest cost and still leave you in the profit zone. Weigh the risk/reward ratio before plunging into debt. Curtail frivolous spending and channel more of your income into profitable investments. Avoid the buy now, pay later syndrome and stay clear of credit cards, unless it is absolutely necessary.
Finally, be disciplined. A disciplined lifestyle is the starting point of a successful financial future. Without a discipline mind, you cannot practice what you have learnt. A disciplined spending pattern is a sign of seriousness to attain wealth.

Thursday, July 17, 2008

Passion, Purpose & Pursuit

“Whatever you can do or dream you can, begin it.
Boldness has genius, power, and magic in it”
-Von Goethe

According to John Ruskin: “No one is without a divinely appointed task and the divine means for getting it done”. The problem with most people however is lack of passion to pursue their task, vision or purpose to a conclusive end. Passion will enable you to keep your daily focus. Passion will enable you to stay committed to the task that will make you bring your vision to reality. Passion for success will help you keep your eye on your predetermined end-result despite the challenges that might come up, which must be surmounted.

Real Life Examples
Thomas Edison (1847-1931), one or the outstanding geniuses in the history of technology tried ten thousand time before he could come out with the right formula that make the electric bulb. There was a famous story about him that after he tried nine thousand, nine hundred and nine times to perfect the light bulb and not succeeded, someone asked him:” Are you going to have ten thousand failures?” He answered “ I did not fail: I just discovered another way not to invent the electric bulb. He passionately committed to achieve a breakthrough. If you can hold on long enough, you will definitely break-through! Whatever you want to achieve in life; don’t give up, your success is on the way.

The wright brothers (Orville and Wilbur Wright) persisted with their experiment to invent a machine that could carry human’s beings and still fly, despite the fact that scientists at that time could not accept such possibility. In 1903 they achieved the first powered, sustained, and controlled flight of an airplane, thus ushering in the age of heavier –than-air flight. They were also the first to build and fly a fully practical airplane in 1905. And because of the pioneering efforts of the Wright brothers, we now have aero planes flaying across the globe and other sophisticated machineries like rockets conveying scientists to the moon. Scientific facts surrounding the issues confronting you can change, if you have the passion and the belief to persist long enough on your task. The Wright brothers did, and the result is evident to all today.

The legendary Greek Orator; Demosthenes, who was born with a speech defect, but later became (albeit arguably) the greatest Orator of all time, cultivated the art of public peaking by going to the shore of Aegean sea in ancient Greece to strengthens his voice by shouting into the wind for hours at a time. To improve his diction, he practiced speaking with pebbles in his mouth. To overcome his fear, he practices with a sword hanging over his head. To clarify his presentation, he studied the techniques of the master communicators of his time. Today, more than two thousand years later, the name Demosthenes is synonymous with oratorical eloquence.

Benjamin Disraeli (1804-1881) was a British Statesman and novelist. The first time he made a speech in the House of Commons he was booed of the stage. His maiden effort was such flops that even his best friends prophesied he would fade from politics. But Disraeli was determined not to be disgraced, so he practiced to master the art of public speaking. He then trained his mind to memories facts and figures and vowed; “I ‘will make them listen to me. When next I talk, they will glamour to hear me again.”
And actually the other politicians did listen to him, for he became a great speaker with convincing power and one of the best known British Prime Minister, a friend of Queen Victoria and was raised to the peerage. For many years, he was one of the most influential men in the world, because he had the passion to change his fortune.

Nelson Mandela and his freedom fighters committed their life to the struggle against apartheid i.e. racial segregation in South Africa. They preferred to suffer incarceration because of the course they passionately pursued, than to be a free men in Apartheid South Africa. And they were justified as the wall of apartheid could not stand the resoluteness of the freedom fighters. They had passion for freedom.


The challenges and the eventual success of Abraham Lincoln is another classic example of passion at work. Abraham Lincoln persisted with his vision and political aim despite many defeats, until he became the president of United State of America. At age twenty one, he failed in business. He lost a legislative race at age twenty two. He had another business failure again at age twenty four. He lost his wife at age twenty six and had a nervous breakdown at twenty seven. He contested and lost congressional election at age thirty four and thirty six. He lost senatorial race at forty five and forty nine, having failed to become vice president at forty seven. Finally, my brethren, because he refused to accept failure as final, he emerged the president of the United State of America at age fifty two. There is power in the passionate pursuit of vision!
Brian Tracy is regarded today as a distinguished and accomplished speaker and writer worldwide, yet he still devotes ten days a year to improve his already prodigious speaking skills. He has the passion to maintain his top level performance despite being one of the best is his field. It takes passion to maintain top level performance for along time.

Finally, Helen Keller (1880-1968) despite her visual and hearing impediments helped and inspired many handicapped people. She once said “it is better to have no sight, than it is to have no vision”. Vision is the number one catalyst needed to turn your daily activity into productivity. If a blind woman had vision in her lifetime; what is the problem with you that you cannot wake up to face reality and surmount your challenges?


All the people in the above example have successfully been able to combine passion with their vision and hence they have successful result to show for it. You are not a failure unless you stop trying. It is not over, except you accept failure in your mind. If you don’t what to fail, keep working it until it works. The truth is you have the “will” to do all that you really need to do, you will be as successful as you want to be. The power of possibility is in you. You are a creature of incredible and enviable value. You are designed in the exact image of God Almighty as stated in Genesis 1 vs 27. since God is not a failure, you can never be a failure! The seed of success and prosperity is already in you. All you need is to activate it. You don’t need to pray too long for success, rather, pray for the strength to activate the seed of success that is already in you. All the people in above examples did not just seat down and prayed for success; they simply did what they needed to do and success became evident in their lives. It is not by mouthing prayers that success will come to you, but by working on your vision passionately with a sense of purpose and direction.


Success is passionate pursuit of vision to a conclusive end. What is your vision? What single thing are you passionate about? What are you doing to bring about the delivery of your desires? Where are you headed in life? What plans do you have in place to reach your glorious destiny? These are the pertinent questions we need to ask ourselves as we journey through life. Human life is so short that it is only passionately purposeful individual like the ones mentioned above that will leave their names on the sand of time.
You have an option whether you are man or woman to leave the world quietly like you came or to make a name for your self by pursuing your vision with purpose. How do you want to be remembered when you have gone to the great beyond? You can answer that question by starting now to do what you want people to remember you for passionately. Anybody that leaves this world without impacting other people’s life has wasted the enormous resources God loaded in him. There is so much creative power in you yearning for expression. Let it not die! Think right and work your thoughts. Be determine and do something to advance your course in life and you will be surprised with the kind of result you will achieve. Success is inside of you, you most bring it out.
Get motivated and start working towards your goals in life. If you don’t have any vision apart from resuming work at 8 am and closing by 5 p.m create one and begin to pursue it with vigour. Your problem is not lack of time, but lack of direction. If you can decide on where you are going, your problem is half-solved. But if you have not decided what you want to achieve in life, another person will carry you along with his vision. There is nothing wrong in that, especially if you are the Joshua behind your master’s (God) Moses, or if you are Elisha behind your master Master’s God’s) Elijah.

The seed of success is in you. You are destined for greatness. All you need do is work out your success with passionate service delivery and your vision will manifest in full. You must succeed.

Wednesday, July 2, 2008

Mastery of divine wisdom


“I wisdom dwell with prudence, &
find out knowledge of witty inventions”
-Proverb 8 vs. 12.

According to Solomon David; King of Israel in biblical times “Getting wisdom is the most important thing you can do. Whatever else you get insight” Proverb 4 vs. 7. Another translation says; “Wisdom is the principal thing therefore, get wisdom and with your getting (strength) get understanding.

What is wisdom?
The knowledge of God in operation in the life of mortal men is wisdom. The understanding of revelation sense is wisdom. Wisdom is having knowledge of what to do at every point in time. Wisdom is working and walking under the shadow of the must high God. Wisdom is abiding by the instruction of God on all issues that relate to life. Wisdom is overcoming obstacles as if they never existed.
The ability to turn challenge into stepping stones to attain higher heights is wisdom. It is being able to access the mind of God before taking any major step in life. Wisdom is following with the rhythm of the heart bid of God. Wisdom is such level of higher knowledge and understanding that is too high for many to easily and fully comprehend. It is a higher form of mental capacity that many cannot give themselves to what it demands to attain it (Psalm 139 vs. 6). It is not about intellectual capacity; otherwise all scholars would have it. It is all about revelation (a higher form of inspiration). Wisdom is divine; it is a gift from God.

Benefits of divine wisdom
Ø Greatness:
The greatest men that ever lived are the wisest men of their time. Jesus Christ was described as the epitome of wisdom and the power of God by Apostle Paul in 1 Corinthians 1 vs. 24, No wonder at the very young age of twelve he was found in the midst of Doctors of philosophy hearing them and asking them questions and all that heard him were astonished at his answers and understanding Luke 2 vs.42 -47.
Anthony Robbins is another man who became great through the use of divine wisdom. Before he contacted divine wisdom he was a poor young man living in worn out apartment. However, after his encounter with divine wisdom, he became millionaire at the age of twenty four, he founded nine companies and he is the best selling author of Unlimited Power, a book now published in thirteen languages around the world. He is full of such wisdom that today he is considered America’s leader in human development training as he is committed to assisting people achieve personal and professional mastery.
He has devoted more than half his life to helping people discover and develop their own unique qualities of greatness.

Ø Abundance
King Solomon the author of the book Proverbs was the richest man of his time because he was “baptized” with the wisdom of God. Money making is the result of wise trading which can only be attained by the application of wisdom. Abundance and wealth are product of divine wisdom. It is not everybody that knows how to multiply the good things in their hands.
Wisdom is the mother of multiplication of wealth. If you give ten fresh Nigerians graduates one million naira each today to start life for two year period, the wise ones amongst them would have multiplied theirs or at least have something tangible to show for it, but the foolish ones among them will be in debt before the end of the first year, in the same country under the same economic conditions. So, it is not your location that is affecting you negatively, it is your level of understanding which is function of wisdom. That is why it’s very important for undergraduates to discover themselves and know what they want out of life before they leave school.

Ø Intellectualism
The simple reason why big people do silly things these days is just because the lack adequate knowledge and understanding. The ultimate expression of knowledge is wisdom. At the age of twenty four when many are still leaning in school, Anthony Robbins had become a millionaire. At the age of twelve when many children are still under the tutelage of their parents; Jesus demonstrated such level of wisdom and understanding that baffled Doctors of Law, Rabbis and Philosophers>(Luke 2 vs. 40, 46 & 47 & John 7 vs.14-16). Remember, Jesus said in John 14 vs. 12 that if you believe in him, you will demonstrate greater wisdom than he did in his time. The wisdom of God is very much available for your use today.
The Wisdom of Solomon has nothing to do with the age of Methuselah. It is not how old you are, but how wise you are. Divine wisdom is not a function of age, but a revelation from God handed down to a willing mind.
Please note that the world is a fast developing, advancing and dynamic please that wealth and prosperity are not to be found just knowing the principles of wisdom, but in clear, strong and definite application of these principles of divine wisdom.

How to access divine wisdom
Ø Strong desire
To desire is to want something. To crave for it with intensity. Desire can be describe as something you long for with passion. A strong desire therefore is an essential requirement for accessing divine wisdom. It is only what you desire that you acquire, no more, no less.
Open your mind only to the inspiration of God. There are three voices around you in the spiritual realm; your voice (intellectual wisdom), the devil’s voice (diabolical wisdom) and the voice of God (divine wisdom). Have you ever imagine what God is thinking about you? He is thinking about how to awake the inner man in you, so that you will begin to use your talents to populate his kingdom on the earth.

Ø Meditation in quietness
Wisdom comes mostly in quiet moments of thinking. If you want God to make you great, set aside at least twelve uninterrupted hours every week for deep thought on how to solve your challenges or one whole weekend (Friday to Sunday) every month to plan and ponder how to advance your life to the highest level. Your level must change this year. However, many people cannot do this; hence the will be struggling and sweating with the same routine every year, meanwhile, they thought they are making progress! Three days of every month is not too much for the person that really wants to be distinguished in his life. We are so many in this world (approximately six billion human beings) that it takes a man of wisdom to be outstanding. It is not how far, but how well. If you are well done, your results will speak for you.

Ø Study
If you can study the book of Psalms and Proverbs twice in one month, you will contact divine ideas that will launch you out and you will be able to operate the wisdom of God on a higher level. I did not say read, I said study; line by line so that you can catch the revelations behind the verses. If you can ponder upon the truths in those books of the Bible, you will experience a systematic transformation that will put you in charge of the situations of life.
Remember, you are fearfully and wonderfully made (Psalm 139 vs. 14) and the wisdom of God is your heritage. You must never fail!